Creating a New Underwriting Advantage in Small Commercial Insurance (w/Bobby Touran, CEO Rainbow)

August 21, 2023

Show Highlights

Bobby Touran is CEO of Rainbow (, insurance that rewards businesses for putting safety first and evolves with small business’ ups and downs.

Bobby talks about how this latest company is transforming insurance into a positive, risk-preventing force for small businesses, starting with restaurants. Previously, Bobby was CEO of Pathpoint, a digital surplus lines brokerage focused on small commercial E&S business.  

Rainbow is operating as an MGU formed at the end of 2022 focused more on small commercial insurance and delivering a customer-centric experience leveraging technology.

Rainbow is distributing through agents and focuses on continuous underwriting, specializing in a class of business and creating an "underwriting advantage".  Last year's market headwinds helped the company focus on creating a differentiated value proposition and front-load building their insurance product, filing and experienced underwriting operators to immediately meet market capacity.

Bobby talks about how he's "fallen in love with the insurance industry," and reveals the journey of the company's rapid growth, from bringing on new coverage products and agency focused quoting features to expanding across the states.

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